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Indiana Foreclosure Timeline
Understanding the foreclosure process helps you know when to act. Here's what to expect in Indiana.
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The Indiana Foreclosure Process
Indiana uses judicial foreclosure, meaning the lender must go through the courts. This typically takes 5-7 months but can vary.
Timeline Overview
- Day 1-90: Missed payments. After 90 days, lender typically starts foreclosure.
- Month 3-4: Lender files lawsuit. You receive summons and complaint.
- Month 4-5: You have 20 days to respond to the lawsuit.
- Month 5-6: If no response or defense, lender requests judgment.
- Month 6-7: Court issues judgment. Sheriff's sale scheduled (usually 30+ days out).
- Sheriff's Sale: Property auctioned. Highest bidder wins.
When Can You Still Sell?
You can sell your house anytime before the sheriff's sale. Even after judgment, you still have time. The key is to act quickly—the closer to sale date, the harder it becomes.
Don't Wait
Contact us today for a free consultation. We've helped many homeowners sell before foreclosure and protect their credit.
Questions? Call Roger today for a free consultation:
(502) 528-7273
How It Works - 3 Simple Steps
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We'll evaluate your home and present a fair, no-obligation cash offer within 24 hours.
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Close & Get Paid
Accept the offer, pick your closing date, and get cash in hand. That simple.
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